With more than 34,000 car crash fatalities in the U.S. annually, there’s no question that driving can be dangerous any day of the year. However, research shows that holidays are often the deadliest days to be behind the wheel.
Maintain a good credit rating. Most insurers use credit-based insurance scores to determine homeowner’s and auto coverage premiums. All else being equal, a person with a good credit score will pay much less for insurance than someone with a lower score.
Without a solid understanding of the car insurance market and how it works you could end up overpaying for the coverage you need. Buying car insurance is different from buying many other forms of insurance, and insurers consider a number of factors when determining the premiums you will be required to pay.
With news of recent car recalls reverberating throughout the automotive world, auto owners are scrambling to make sure that their cars are safe. The recalls are serving as an eye-opener to many, and those folks are recognizing that now is the perfect time to re-evaluate an old auto insurance policy and to make sure that it is still providing positive value. Whether an accident occurs as a result of some sort of mechanical failure or due to a bad decision, the proper insurance policy will help drivers stay afloat even with a difficult situation.
If you are in the market for a new car you have probably looked at the reliability ratings, fuel economy statistics and safety tests. But have you looked at the insurance rates for the car of your dreams? If not you may want to take a step back and consider what that new car will cost to insure. Before you sign on the dotted line it is a good idea to contact your car insurance company for a premium quote. Some cars are surprisingly expensive to insure, while others are surprisingly affordable. The key is to find out how much the premiums on your proposed vehicle will be before you commit to buying.
If you’re like countless other consumers across the nation, you’re probably pinching some serious pennies right now. In these tough economic times, everyone is searching for creative ways to save a few bucks. Here’s one way to hang onto your dollars: consider walking to work or the store instead of driving. Not only will you save on gas and get some exercise-you also may qualify for a valuable discount on your car insurance.
When your car gets damaged in an accident or stolen, the repair or recovery cost is only part of the story. Going without one while your car is being repaired can be a significant hardship. Without another vehicle available, your only recourse may be to rent one. The good news is that you may be able to buy insurance that will pay some of the cost of a rental; in fact, your policy may already include it.
To drive legally all drivers in the United States must carry some form of car insurance. For many people, one of the most confusing aspects of car insurance is understanding how their rates are determined.
Motorcycle owners may be a risky bunch by nature, but when it comes to motorcycle insurance, it is not a good idea to indulge that tendency. If you own a motorcycle, you need to have sufficient insurance coverage in place. Fortunately, there are some proven strategies motorcycle owners can use to trim their insurance costs, without sacrificing the coverage they need.
If you live in an urban area, owning a car can be both expensive and a hassle. Finding a parking spot may rival finding Osama Bin Laden in its difficulty. Paying for parking can leave a major hole in your wallet. Due to the sheer number of drivers on the road, insurance costs tend to be higher in large cities. Fuel economy suffers during city driving because of the relatively slow speeds and frequent stops. Consequently, many city dwellers are saying no to car ownership and relying on alternatives. Mass transit remains an essential option, but a relatively new idea is taking hold in U.S. cities: car sharing.