Many people invent reasons not to wear their seat belt. Some just don’t bother and others think – “nothing will happen to me.” The statistics show that this statement is definitely untrue. From 1992 through 2001, roadway crashes were the leading cause of occupational fatalities in the U.S., accounting for 13,337 civilian worker deaths (22% of all injury-related deaths), an average of 4 deaths each day. Between 1997 and 2002, 28% of fatally injured workers were wearing a seat belt; 56% were unbelted or had no seat belt available. Belt use was unknown for the remaining 16%.
According to the latest forecast from researchers at Colorado State University, the U.S. coastline has an above-average chance of getting hit by at least one major hurricane this season. Researchers estimated the likelihood of at least one hurricane with a category of 3, 4 or 5 making landfall this season at 63%, above the average for the last century of 52%.
Coinsurance clauses are commonly found in a builder’s risk completed value policy. As one might deduce merely from the name, a coinsurance clause involves the policyholder becoming a co-insurer of the risk of loss with the insurer. In other words, certain conditions would result in the insurance company not paying the total amount of loss, thereby leaving the policyholder to bear the remainder of the loss amount. The insured and the insurer jointly assume the risk.
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Whenever A.M. Best, Standard & Poor's, Moody's or Fitch drop an insurance company's rating below an A, businesses become worried…
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Every thirty seconds, a vehicle is stolen in the United States. That means over 1 million vehicle owners each year…
Because workers' compensation pays for medical expenses from on-the-job accidents and work-related injuries, it protects both the employer and the…
If you are like most new car owners, then you probably paid the extra money to include the protection offered…
In 1997 more than 180,000 foot-related injuries occurred in the workplace according to the National Safety Council. According to the…