A new study on workplace violence, sponsored by the National Council on Compensation Insurance (NCCI), finds that while workplace murder rates have declined, the number of assaults has been rising. The NCCI noted that from 1992 to 1999, the assault rate had been declining until it reached a level of about 16,000 incidents. However, for the last five years this level has ranged from 16,000 and 18,000 while normal workplace injuries continue to decline.Even though workplace assault rates have increased, NCCI said these rates are still significantly lower than the assault rate experienced by the general population.
If an accident occurs while an employee or volunteer is operating their personal vehicle for company business, your company could be held liable. Even when an employee is just running an errand, such as making a bank deposit, dropping off a proposal or picking up a part, if an accident occurs your company could suffer as a result.
Of all the pieces of personal protective equipment you wear, your hard hat is probably one of the most important. In order for it to protect you, it has to be properly worn and maintained.
Several factors influence how much a contractor pays for business auto insurance. The amount of insurance bought, the firm’s loss history, employees’ driving records, the condition of the vehicles, deductible levels – all of these have a major effect on the policy premium. However, the way the insurance company classifies the vehicles also impacts the premium in very significant ways.
It is more commonplace for workers to die in an automobile crash while on the job than it is for them to be killed while working on industrial machinery or at a construction site, so says the National Institute For Occupational Health and Safety (NIOSH). In fact, this alarming statistic has been the case since 1992. NIOSH reported that roadway car crashes killed 13,337 or 22 percent of all workers between 1992 and 2001.
Retirement usually means not only leaving your job, but everything associated with that job. However, when a lawyer retires, this isn’t necessarily the case. Whether they are no longer practicing law, or starting an entirely new career, lawyers may find themselves haunted by liability claims arising from their past work.
When it comes to accident prevention in the workplace, you are your brother’s keeper. You have a responsibility to make sure that the co-workers around you, or those who use the same tools, equipment or materials that you do, are not injured because of your negligence. Furthermore, to make the workplace as safe as possible for everyone, all workers need to keep their eyes open for any dangerous situations in their midst.
Purchasing commercial auto insurance may be one of the most important insurance decisions that a business owner makes. Anyone who purchases or uses a vehicle for business use, be it a singular vehicle or multiple vehicles, will have to purchase commercial vehicle insurance. To get the best coverage at the best rate, you should ask yourself a number of key questions before you meet with your insurance broker.
Employers understand that they have a moral and legal responsibility to protect their employees from violence in the workplace. The problem most face is how to effectively execute that obligation.
A commercial general liability policy (CGL) lists six different limits on the policy’s declarations page. While the limits may be listed separately, it’s important to understand that they are all interrelated. That means that payment of damages for one limit will affect another limit.