If you’re like most people, you believe you’re pretty well versed when it comes to protecting your car from thieves. If that were the case, the FBI’s National Crime Information Center wouldn’t be reporting these chilling statistics.
As elementary school children, we were first introduced to the concept of ratios, or how one number relates to another number. Back then we tended to think that like almost everything else we were learning, ratios were just one more forgettable piece of information we would never use. Of course, we were wrong. Ratios are something we constantly come in to contact with, even when it comes to our homeowner’s insurance.
As boating season approaches, the U.S. Coast Guard is once again expressing concern over the continuing increase in boating fatalities and injuries, and plans to step up its safety education for boaters. Statistics show that for the second consecutive year boating fatalities increased (710 deaths in 2006) as did the number of reported injuries.
Every insurance policy has a section popularly known as “the fine print,” though its actual title is “Exclusions.” Exclusions are provisions in an insurance policy describing losses that the policy will not cover. For example, a homeowner’s policy does not cover losses caused by the use of cars, and a business auto policy does not cover injuries caused by a bulldozer on a construction site. While it may appear at first glance that the insurance company includes these provisions to get out of paying claims, the reasons are more complex and less insidious than that. There are very sensible reasons why no insurance policy covers everything.
About twenty years ago, a famous hamburger chain ran a series of commercials featuring a cute octogenarian named Clara Peller. This feisty little old lady claimed her fifteen minutes of fame asking that now famous question, “Where’s the beef?” While it may have been funny to watch her put fast food restaurant owners on the spot, it is not at all funny if you’re in a car accident and you ask the other driver for their insurance card only to find out they have none.
Teenagers and fast cars are a Hollywood legacy that dates back to James Dean. The “Rebel Without A Cause” and his Porsche 550 Spyder were the ultimate symbols of teenage rebellion during the 50s. Despite all the Hollywood hype surrounding a teen’s need for speed, the problem with teenage reckless driving has serious consequences that reverberate beyond the drivers themselves.
There probably aren’t very many, if any, drivers that look forward to buying auto insurance. If you’re like most people, you feel that you have an overwhelming task when it comes to sifting through dozens of companies and agents to find the ideal insurer for your vehicle and unique financial situation. The process can leave you feeling unrewarded and irritated as you think about writing a check for a policy that you hope you’ll never need to use.
There are currently thirty states that have made it illegal for motor vehicle operators to text while driving a vehicle. The bans were made in an effort to reduce vehicle crashes. But, since texting is only one known element of distracted driving, some people have long questioned what the effectiveness of such laws would be on accidents related to distracted driving.
A black box, also known as the Cockpit Recorder or Flight Data Recorder, documents all of the data transmissions on an airplane, such as altitude, air speed, and voice and sound transmissions. Typically, black boxes aren’t black at all. They are brightly colored, which makes them easier to find in the wreckage following an accident.
The Battle of the Sexes has raged from the time Eve showed Adam she was not about to play second fiddle when she tempted him to bite that notorious apple. Since then, women have proved that they are not just a product of male spare parts. One of the most cherished arenas in the male-female competition is the ability to handle a car. Men have always felt that automobiles are in the masculine domain, pretty much like arc welding and plumbing. Women, of course, have taken a somewhat different view. Now the Chrysler Group has come along to confirm that men and women do not see eye to eye when it comes to rating each other’s driving skills.