As Fall quickly approaches, the air grows cooler and the leaves begin to turn, many sports fans look forward to their favorite time of year—tailgating season. For some fans, tailgating simply means sitting on the bumper of their car with friends, enjoying a few snacks and drinks before the game. But for the more devoted tailgaters, football season calls for elaborate, well-organized tailgating events that often include a dedicated tailgating vehicle.
The fastest growing financial crime in America today without question is identity theft. In their most recently yearly study, Javelin Strategy and Research Center estimated that almost 10 million people were victims of identity theft in 2008, a 22% increase over 2007.
With rear end collisions, there is always the possibility of the victims suffering from whiplash. That’s why head restraints are so important to your safety provided they function properly.
We all remember the experience of first learning to drive. You couldn’t wait to get on the road, so you quickly learned the driving rules to show your parents you were prepared to take your driving test. When the day of your road test finally arrived, you dutifully went through the prescribed paces, making sure to use turn signals so the test administrator would evaluate you as a safe, reliable driver. But when a driver’s license was placed in your eager hands that seemed to be the end of any need for turn signals. Or so says a survey conducted in August 2005 by Response Insurance, a national car insurer.
The extensive and costly damage caused by California wildfires over the last couple of years should serve as a reminder on why it’s vital to both know how you should proceed after finding yourself victim to a large-scale fire, and fully understand your fire insurance coverage before you need to call upon it.
The potential for isolation, lower self-esteem, and loss of independence makes not being able to operate a vehicle one of the most dreaded and devastating factors of growing old. Over the last few decades, the safety of older drivers has been a highly researched public health concern. The focus of this research has evolved, bringing with it better understanding and more comprehensive ways to address the issue.
Evidence of the importance of wearing a seat belt while in a moving vehicle is not a recent discovery; many studies have been conducted to compare the hospital costs for victims of crashes that wore seat belts against those who did not wear them. In 2001, the National Safety Council revealed that the average inpatient costs for crash victims not wearing seat belts were 50% higher than victims who were wearing seat belts during the accident.
The feeling of freedom you get while driving is one you never grow tired of. That feeling keeps people behind the wheel, even when the effects of aging make it more difficult for them to drive safely.
Just because you don’t live anywhere near a body of water doesn’t mean you don’t need flood insurance. No one’s home is flood-proof. In fact, the Federal Emergency Management Agency (FEMA) says that 25 percent of all flood insurance claims are paid to homeowners in low or moderate risk areas. That’s because it doesn’t take a body of water, or even a major storm, to cause a flood. Anything from a broken sewer line to a slow moving rainstorm can be a culprit.
Online shopping has become an American pastime, and can be an exciting adventure. For nearly everyone, it is enjoyable to receive surprising new packages and offers in the mail. But would you want your insurance coverage to be a surprise?